Why you should get an appraisal from Ross Appraisal Firm, LLC.To many, an appraisal is simply another cost on the settlement sheet for a home sale or refinance. Nearly all lenders still call for a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation methods that may appear to be more cost-effective than an appraisal. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are additional times when the services of a licensed, independent real estate professional might be helpful.
Let Ross Appraisal Firm, LLC. help you dispute your tax assessment in Greenville CountyIt's probable you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a past assessment of your real estate, so if values are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from Ross Appraisal Firm, LLC. is your best evidence when building your case. We're qualified to assist you in disputing your tax assessment.
Let Ross Appraisal Firm, LLC. help you lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the home, nearly all lenders ask homeowners to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this extra payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.
Ross Appraisal Firm, LLC. can provide you with a statement regarding the value of your home, and the price you paid for the appraisal can often be recovered in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Ross Appraisal Firm, LLC.A divorce can be a particularly daunting ordeal for both parties, and it is often even more complicated by the burdensome decision of who gets the house. It's a good idea to get an appraisal from Ross Appraisal Firm, LLC. so both parties are completely aware of the true market value of their house, regardless of the circumstances.
The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mindThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to handle these matters, unlike wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Let Ross Appraisal Firm, LLC. help you with relocating to or from Greenville CountyEmployee relocation can be a stressful event, and we understand. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered.
Let Ross Appraisal Firm, LLC. help you sell your home quickly at the right priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. The price we charge isn't contingent upon the value we come up with, but rather they are based on our efforts to complete the appraisal.
We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.