Attention homeowners in Greer and Greenville County: Need an appraisal?
Check out the top seven reasons South Carolina homeowners call on Ross Appraisal Firm, LLC. :
We at Ross Appraisal Firm, LLC. understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Ross Appraisal Firm, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenge Greenville County's assessment of your propertyIf you live in a local area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal from Ross Appraisal Firm, LLC. is your strongest weapon when contesting your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Ross Appraisal Firm, LLC. is experienced in helping clients just like you dismiss unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be difficult from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Ross Appraisal Firm, LLC. can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Ross Appraisal Firm, LLC. offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.